National Interstate Insurance

national interstate insurance

National Interstate Insurance makes insurance claims a breeze. A trusted company since 1989, National Interstate has built their company on top-quality customer service and giving clients the personal attention they need to be confident when they go out on the open road.

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When you work with National Interstate, they make sure that you’re given the service you need at a price you can afford.

This is done through programs designed for trucking companies – well-managed outfits.

A wealth of experience dealing with truckers allows the company to be able to provide the best insurance possible to help trucking fleets and their drivers protect their most valuable assets.

National Interstate Insurance Claims

national interstate

Claims are the one thing that can really define an insurance company. A defining service is provided by National. There are numerous solutions that make claims fast and easy for customers.

And solutions are defined by your situation.

  • Phone: A simple phone call is all it takes to get in touch with a representative that is professional, caring and eager to help you get back on the road as soon as possible. Claims can be made through a regional number and a number for Hawaii and Alaska.
  • Serious Claims: In the event that a serious claim arises, you need help as soon as humanly possible. Two numbers are provided for serious claims that allow you to get in touch with a representative during this trying time. Serious claims can be defined as accidents that involve:
    • Bodily injury
    • Property damage
    • Scene investigation
    • Environmental cleanup
  • Online: Minor accidents will not require you to make a call and stay on the phone with a representative. All customers not in Hawaii or Alaska can use the company’s online portal to make an insurance claim. This is a fast and easy route that is great for smaller outfits.

Any customers that are under the company’s captive program will have their own number to call to make claims.

Insurance You Need When You Need It Most

Truckers and the companies they work for need to have insurance that covers them under every situation that may arise. The company offers flexible options and plans tailored to your needs.

The company offers:

  • First-dollar coverage
  • Large and small deductible options
  • Alternative risk programs

Risk management is a big part of the company’s services.

Whether you’re an owner-operator or the owner of a large trucking company, risk management is very important. The company helps their clients reduce risks through:

  • Risk assessments
  • Accident kits
  • Consultation
  • Training

The resources and safety tools needed to reduce risks are provided to clients. This is a service like no other, and the goal is to ensure that your loads make it to their destination safely with as little risks as possible.

No one wants to get into an accident when they can minimize their risks.

Alternative Risk Insurance

trucker alternative risk insurance

Traditional insurance isn’t right for every trucker, and the company knows that when you’re on the road 365 days a year, it may be in your best interest to use an alternative option. The company’s alternative risk insurance, or ART, allows you to:

  • Become your own insurance company
  • Pay premiums into a customized option
  • Earn investment income

When you become your own insurance company, the rewards and risks are shared with you and National Interstate. This allows you to enjoy bigger profits. Money that is normally invested will pay your investment income when you don’t make a claim.

Companies with exceptional safety records often choose an alternative risk plan.

You’ll be able to receive improved and customized insurance options, and there will be specialized claims options that help you get reimbursed faster.

Normal Coverage Options

truck driver insurance coverage help

And if you want something more in line with traditional insurance, you can get it with National Interstate. The reason that National Interstate Insurance ratings are among the top in the industry is that their coverage options cover it all:

  • Automobile liability
  • Physical damage
  • General liability
  • Excess liability
  • Workers compensation (optional)
  • Cyber liability
  • Garage liability

A benefit of working with this insurer is that they stay at the forefront of the industry. You’re going to get a service that makes you feel like a valued customer. And for drivers, this is something truly special.

Cyber liability is a great example of the services that National offers that other companies are not even thinking about. Business owners, and you are one if you’re an owner operator, can be under attack day or night.

Cybercrimes can hit your company.

Every minute of every day, you can be hit with cyber liability exposure, and if you’re found not to have the proper regulatory safeguards in place, this will mean you can be hit with hefty lawsuits.

The company offers coverage for these unforeseen mishaps of up to $1 million, and it costs just $148 for a $50,000 limit.

National Interstate Insurance reviews are positive, the company has no complaints open on the BBB. They truly are the insurance company you need by your side.

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