Ask The Trucker

Raising the Standards of the Trucking Industry


Moving Companies Have No Insurance


Moving scams abound throughout the United States and each year thousands of consumers fall prey to this kind of operation. On the other hand, 40 million moves take place each year, and the large majority of these are performed satisfactorily. The key to having a good move by moving companies, is knowing what to look out for when making the decision.

There are simple, easy steps one can take to insure their move goes smoothly and without any hitches. The biggest concern for a consumer is the price of course, but more so, I believe, is the transportation of the items without any damages. It is possible to increase your chances of having a claim-free move if you follow certain “insider secrets” that I have seen work time and time again.

Undoubtedly, one of the greatest mistakes by consumers is believing that moving companies offer insurance at an affordable price. Even moving representatives will refer to these options as “insurance.” This is an illegal act by moving companies. Whether they call it “insurance” by mistake or simply by misunderstanding, no moving companies in the United States have or can offer “insurance.”

Having started in the moving industry in 1969 at the age of ten, I have heard these options called “insurance” by the drivers, salespeople and even owners of the company. Moving companies have no “insurance” . . . legally, it is a “valuation coverage.” Only an insurance company can sell insurance. A moving company is a moving company . . . not an insurance company. Legally, when a moving representative refers to “valuation coverage” as “insurance,” they are breaking the law, due to “false pretense.” Again, many moving reps do this out of misunderstanding or mistakenly.

However, legally speaking, it is against the law to refer to “valuation coverage” as “insurance.” Valuation coverage is a “contractual limit of liability.” It is a liability to cover the items shipped, in which you purchase through a contract with the mover. Should damages occur during transit, you file a “claim” with the moving company, and they in return, forward your “claim” to their insurance company. The number one complaint by consumers against moving companies concerns claims for damages. Understanding the mechanics behind the moving industry, and knowing simple but effective steps you can take, will greatly increase your chances of having a damage-free move.

About the Author:

 Aubrey Allen Smith began in the moving industry in 1969 at the age of ten. An expert in motor carrier transportation, he is the author of the popular eBooks: Truth About Trucking and How to Guarantee a “Perfect” Move. His “insider secrets” have helped many consumers experience a worry-free move. Please visit to learn more.


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By: Allen Smith

Allen Smith is a 37 year veteran who started at an early age in a household goods family moving business. He began driving straight trucks in 1977 and moved to the big rigs in 1982. His experience within the industry includes; owner operator, company driver, operations manager, and owner of a long distance HHG moving business, taking many of the long haul moves himself when needed. Allen Smith, a truck driver advocate who is driven by the desire to help others succeed within an industry where injustice, unrewarded sacrifice, and lack of respect and recognition exists. Allen and his wife Donna are hosts of Truth About Trucking ”Live” on Blog Talk Radio. Other websites include AskTheTrucker, TruckingSocialMedia, NorthAmericanTruckingALerts, TruthAboutTrucking, and many Social Media websites. In 2011 Allen and Donna hosted the first Truck Driver Social Media Convention, designed to create unity and solutions for the trucking industry. This is now being extended through the North American Trucking Alerts network as those within the industry join forces for the betterment of the industry. Allen strongly supports other industry advocates who are also stepping up to the plate to help those who share honesty, guidance and direction. He believes that all those involved in trucking need to be accountable for their part within the industry, including drivers, carriers, brokers, shippers, receivers, etc… The list of supporters and likeminded people grow daily, networking together and sharing thoughts and ideas for the betterment of trucking. He has coined the popular phrase "Raising the standards of the trucking industry"

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